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Only 61% of adult Americans have life insurance (down from 70% in 1984).

Only 41% of adult Americans have individual life insurance Mike Bibby Womens Jersey , many rely on group insurance leaving them vulnerable if they lose their job.

The average life insurance needed, based on calculations recommended by the U.S. Government for victims of 911, is $459, average insurance coverage owned is $126 Dikembe Mutombo Womens Jersey ,000.

Almost half the population would be inadequately prepared if the primary breadwinner would die tomorrow.

Some 45% of widows and 37% of widowers say their spouse was inadequately insured.

Within two years after death, 50% of the widows and 33% of the widowers are "just getting by" financially.

In the last two years, 11% of America households shopped for life insurance only 8% bought - about 890,000 households out of 111 Million.

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Most Americans don't recognize their need for life insurance coverage Pete Maravich Womens Jersey , only 29% felt they needed more.

30% of middle-market consumers (household income between $25,000-$85,000) find it difficult to determine how much life insurance to buy; 45% never had a Needs Analysis done.

Agents and brokers are seen as the most useful source of information when buying life insurance - more so than the internet, books and magazines Spud Webb Womens Jersey , or TV and radio programs.

Facts from LIMRA International for LIAM, August 2004 Special Edition

Ramone Petite Hack: Benefits of Having an Office Fitout
Posted On : Dec-10-2018 | seen (105) times | Article Word Count : 428 |

There are a lot of benefits to enjoy from having an office fitout, and a lot of employers do not really know this. The design of an office can affect a worker in various ways, thus limiting the worker鈥檚 efficiency and reducing company productivity. There are a lot of benefits to enjoy from having an office fitout Dominique Wilkins Womens Jersey , and a lot of employers do not really know this. The design of an office can affect a worker in various ways, thus limiting the worker鈥檚 efficiency and reducing company productivity. This is because the immediate environment of a person can have an effect on the workability. So while considering to have office fitouts Perth, you should talk to the fitout company on how the designs can positively affect staff productivity.

There are many advantages that a quality Perth office fitouts can have on the workers, but it is important that the employees have a meeting with the workers on how they would prefer their office design. This would enable the worker to create the most conducive atmosphere for optimal efficiency. Some other major benefits of having a fitout include:

Provision of Privacy

Research has proven that most employees do not perform well when they do not have a private office of their own. In a situation whereby an open office is used due to the lack of rooms to serve as offices John Collins Womens Jersey , it might go a long way in affecting the performance of employees. This includes telephone conversations, messages and even Skype calls that can鈥檛 be done without the awareness of other employees. A fitout can prevent this by partitioning the office, and every employee can have their private space to themselves, hence improving their efficiency.

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Another facet to fitout is improving the lighting of the office. Some of the employees might want to stay till night time to finish up office jobs Trae Young Womens Jersey , and this can be hindered by a poor lighting. There are a lot of ways a bad lighting can affect employees, and they include causing migraine, fatigue, eye defect Jabari Parker Womens Jersey , irritation, and even depression. You do not want your employee to go through all these, hence why you must replace the bad lighting of the office as soon as possible.

Storage Space

Often times, employees might find it difficult to create a storage space for a stack of files. Sometimes Tracy Mcgrady Authentic Jersey , this makes the whole office in total disarray. But fitouts can help in finding a solution to this by creating shelves and cabinets for ease of storage. It is difficult to look for a file in a disorganised office, but with the cabinets and shelves, this task would be easier.

You can hire office fitout Perth WA services today by looking for the best experienced firm out there.



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